Everything related to credit cards can be used in favor of users, the key is to have enough information and know how to take advantage of it. In this case, one of the most important aspects has to do with the payment dates of the cards, since the more fulfilled you are, you will be considered a better customer.
Here are three key points to keep in mind on this topic:
Not all cards have the same day as cut-off date, ideally, when you buy one, consult the advisor of the bank you chose to know what are the available dates, in case the one they gave you does not suit you. You must ensure that your payment deadline is one in which you have already received your remuneration, so that you can cancel the corresponding fee.
The clearer you are how your billing cycle is, you can schedule your purchases. Remember that the cut-off date is what marks what purchases and / or uses of the card will be included in the payment for that month. Everything done before the cutoff date will enter the monthly fee, if it was later, it will enter the next one. After the cut-off date, you have approximately twenty days to make the card payment, the last day is considered the payment deadline.
Remember that if you cancel the monthly fee before the deadline, you will not have to pay penalties for late payment, that is, you will not end up paying too much. While some wait until the last day to make the payment, keep in mind that anything can happen, so it is advisable not to take so much risk and make the payment a few days in advance.
Each card has different dates, so you should make sure you know what yours are and write them down on your cell phone, calendar or somewhere that helps you remember it easily.
Are you looking for a new credit card? Remember that there are more and more types and benefits, so before choosing, compare the options in Wiggles.